Spacer Graphic
Bestware Inc logo
Payday Loan Software - Home Page Press Page Rentpro Product Page Cash Advance Pro Product Page Support Page Payments Page Contact Page Spacer Graphic
Header Graphic 1 Header Graphic 2
Downloads Page
Rentpro Demo Page
Payday Loan Software Download
Cash Advance Pro Update Page
Spacer Graphic
Spacer Graphic
We're Here When You Need Us
Printer Friendly Graphic
Spacer Graphic

Cash Advance Pro Software Revision History

Only major changes worth noting are mentioned here. All software updates generally include fixes for minor glitches which are not recorded here. Therefore, it is a good idea to keep your systems updated. Each update assumes that you have the previous update installed. Unless otherwise noted in the revision notes below, if you do not update your systems in sequence, then you may end up missing certain update files. 

Software Revision History:

Cash Advance Pro 4.92 --- 3-13-08

Note: Updates Version 4.00 or higher to 4.92.
Update after processing End of Day before the first transaction of the next day of business. Always backup before updating. If your current version is 4.8x or earlier, this update will change the structure of several files. Version 4.92 is not compatible with version 4.8x or earlier, so if you have multiple locations or multiple client programs which connect to each other's database, and you are currently on a version of 4.8x or earlier, plan to upgrade them all at the same time. If you are using version 4.90, the file system is the same and so the various locations do not need to be updated at the same time. If you customize your reports, you should back them up before updating. This update will overwrite all of the standard reports. It will not change your contract but it will change your receipt templates.

1. Added a feature to allow assessing the late fee automatically only once. Set Profile Setting 126 to 1 to enable this feature.
2. Added ability to adjust late fees on loans without automatic late fees.
3. Fixed a problem in Paydown: loans that were first due on the 31st of the month were not having their balances calculated.
4. Fixed a problem with two loan reports (All Loans Outstanding) that were not eliminating loans outside the date range for active loans.
5. Under forms and letters, the "Loan Transaction History" and "Loan Payment History" reports were modified to show more information about the loan, including a break down of the totals that go into the balance due, the work log, and the customer's note and memo information.
6. Fixed a problem where bad checks were not having a store number assigned to the record under certain circumstances.
7. Added the ability to print contract supplements automatically when a new loan is created. This can be setup under Profile Settings by selecting "Setup Contract List."
8. Fixed a problem on the New Loan screen - if a loan fee was entered using the calculator, under certain circumstances the totals were not being updated properly.
9. Added the ability to enter a bank statement date and statement expiration days to the New Customer Quick Add screen.
10. Added high security option for Profile Setting ID #62, Block Date Change. Now entering an H for this setting allows only the highest security level (99) to change dates of transactions.
11. Added a block in forms and letters for when a bad check letter is being printed but the transaction selected does not pertain to a bad check. This was causing some confusion to users who mistakenly did not select an appropriate transaction.
12. Added new profile setting, ID #127, to allow changing the behavior of the default NxDue date for paydowns.

13. Added Bank Stmt Date field to customer quick add form.
14. Fixed a problem with the storeno not being set on Bad Check Records.
15. Fixed a problem with using the calculator on the loan fee for new loans.
16. Fixed a problem with paydowns where the interest amount was set to the contractual amount if the stop interest button was checked. Now the interest will be calculated up to the posting date and stopped at that amount.
17. Fixed a problem using the Recalc Fees option on Satisfy Loan for when the interest type was contractual type and the posting date was changed. The problem resulted in a receipt showing an incorrect previous balance based upon the new posting date entered.
18. Fixed a problem where the software was reporting a late fee waiver when the system itself was automatically reducing the late fees due because of the maximum fees rule forcing the fee reduction. This resulted in a receipt balance showing a negative amount, which now has been fixed to report properly.
19. Changed the way charging off bad checks affects the associated loan balance. Now charging off a bad check will cause the associated loan balance not to reflect the bad check.
20. Added the ability to clear the loan number field on bad check entries so that bad checks for other loans not yet entered in the system can be entered. This is meant to help new customers who do not want to enter past loans with bad debts from their previous software.
21. Changed the way the bad check fields populate based upon the transaction selected to accomodate more types of transactions.
22. Changed the sort order of the transaction history and payment history reports to be ascending in the Forms and Letters area. This allows calculations to be performed for items such as principal due based upon the pmts received.
---

The final version of 4.92 was published on 12-7-07; however, an important change was needed (#24 below) which could not wait for version 5.0 to finish the testing phase. Therefore, the following changes were published on 3-25-08.
---
23. Changed Forms & Letters to allow previewing and designing forms even when a transaction has not been selected.
24. Changed APRIO field on loan records to reflect the effective annual rate of interest (daily rate * 365) instead of the APR for interest only. This is an important update for Missouri customers doing installment loans so that the interest rate reflected in the Promissory Note area of contracts will be according to the expectation of auditors.
25. Fixed system date change to update the ByStoreNo field on the transaction posted.
26. Fixed statistic on Operating Summary for Satisfied Balance Due to account for Non-Cash Adjustments and other charges due. Now the statistic will be equal to the balance due less any bad check charges due.
27. Fixed problem with program name selection when several program names used the same security item type.
28. Updated the help file.

Cash Advance Pro 4.91 --- 8-8-07
Note: Updates Version 4.00 or higher to 4.91.
Update after processing End of Day before the first transaction of the next day of business. Always backup before updating. If your current version is 4.8x or earlier, this update will change the structure of several files. Version 4.91 is not compatible with version 4.8x or earlier, so if you have multiple locations or multiple client programs which connect to each other's database, and you are currently on a version of 4.8x or earlier, plan to upgrade them all at the same time. If you are using version 4.90, the file system is the same and so the various locations do not need to be updated at the same time. If you customize your reports, you should back them up before updating. This update will overwrite all of the standard reports. It will not change your contract but it will change your receipt templates.

1. Fixed a problem with bad check queries. The update program has been fixed to set the customer store number on bad check records. This fixed a problem with querying bad check records on some systems.
2. Fixed a problem with Voided Loan Report pulling up Difficult loans with the Voided Loans.
3. Fixed a problem in the More Options area when creating a new loan where exiting the Days In Period box was not updating the displayed figures properly.
4. Changed the More Options area for installment loans to reflect the APR as the entered Annual Interest Rate if a loan fee is not entered. This will create less questions about why the APR differs slightly from the target Annual Interest Rate entered. Mathematically, the slight differences are not significant and yield the same monetary calculations.
5. Changed some logic in the new APR calculator to work better with entering a first payment date. Now the APR calculator inside Cash Advance Pro matches APRWin even better. See the help topic APR Calculation for more information.
6. Fixed a problem happening when automatic operating summaries were being printed during end of day. Under certain situations an access violation was occurring.
7. Removed transaction reversals from the default Transactions by Transaction Type report located under operating summaries, and added a new report that includes reversals.
8. At Reports / Operating Summaries / Select Date from List, a new column was added called, Number of Transactions.
9. Fixed a problem on receipts when fees such as storage fees, prep fees, and repair fees were collected.
10. Fixed a problem with reversing paydowns that had collected storage fees, prep fees, and repair fees. The cash drawer was not being reversed properly for fees in these categories.
11. Added profile settings that would allow skipping the preview and printing of contracts and receipts.
12. Added ability to use interest chart for contract type loans.
13. Added ability to use interest chart for loan fee calculations.
14. Added ability to assess different default minimum principal amounts on Renewals on a per loan basis.
15. Enhanced Program Name feature to work more smoothly for multiple type loans.
16. Added a default security item setting in Profile Settings.
17. Added Operating Summary Detail Report for showing transactions that open or close loans.
18. Added Operating Summary Detail Report for showing EFT/ACH transactions.
19. Added additional warnings to Erase Data procedure and fixed it to reset the end of day pointers to the transaction file.
20. Changed Loan Reports for the two "All Loans Outstanding" to include other closed loan statuses besides Satisfied. Now loans with the following statuses will be included in these two reports: Repossessed, Bankruptcy, Difficult, and Legal.
21. Changed sale of collateral amount to subtract from outstanding balance.
22. Modified Notice of Sale sample letter to accommodate new way that balance includes sale amt.
23. Updated the help file.

Cash Advance Pro 4.90 --- 7-17-07
Cash Advance Pro 4.90 --- 7-17-07
Note: Updates Version 4.00 or higher to 4.90.
Update after processing End of Day before the first transaction of the next day of business. Always backup before updating. This update changes the structure of several files. Version 4.90 is not compatible with older files, so if you have multiple locations or multiple client programs which connect to each other's database, plan to upgrade them all at the same time. If you customize your reports, you should back them up before updating. This update will overwrite all of the standard reports. It will not change your contract but it will change your receipt templates.

1. Fixed a problem with updating the Work Log when the entry contains an apostrophe or single quote mark.
2. Changed the way receipts show a balance. Previously, reprints of the receipt at a later date were showing the balance as of the new date when the receipt was being printed. This has been changed so that a reprint will show the balance of a loan at the time the original receipt was printed.
3. Changed Satisfy transaction to show a previous balance based upon the posting date entered rather than the actual system date.
4. Changed Paydown transaction so that the receipt would show a previous balance that includes any additional late fees entered at the time of the transaction.
5. Fixed a problem with Options under End of Day Summary Reports where only the first report was printing.
6. Changed Transaction reports and Bad Check Reports to match customers based upon both the store number and the customer number of the customer tied to the transaction. This facilitates working with merged databases where different customers have the same customer number.
7. Changed the way Bad Checks are added. Now the customer is queried by name and the transaction of interest is highlighted or double clicked. This facilitates working with merged databases and it also helps set proper default values for cashed checks that have been returned.
8. Updated EOD Summary with transaction detail subreport to have other charges reflected on daily deposit cash flow analysis.
9. Added two new default settings for loans other than payday loans. One allows specifying different percentages of principal to pay down on renewals and the other allows specifying different renewal numbers on which to apply it.
10. Changed Cash Check transaction so that the Store Check Number will not be incremented if the distribution was made in cash.
11. Changed the way Paydowns set the default next due date. Instead of defaulting from one pay period beyond the posting date, now the system will default to one pay period beyond the paid to date. Furthermore, it will recalculate an estimated next due date appropriate for the amount of payment entered. It also will keep loans on a monthly pay period to maintain their due date to be due on the same day of every month.
12. Added ability to reset the month to date and year to date figures on the most recent operating summary for the highest security level of 99.

13. Modified the Operating Summary to show statistics for loans which are in a closed status such as repossession, bankruptcy, difficult, etc.
14. Added ability to assess three new charges for Title loans: Storage fees, Preparation Fees, and Repair Fees.
15. Added ability to perform Teletrack Queries.
16. Changed the way APR is calculated for Installment Loans. This is probably one of the most significant changes to Cash Advance Pro since it started supporting installment loans. Completely new mathematical methods are used now to estimate the regular payment amount for specified loan terms. The Adjust APR button also has been enhanced to find better solutions for making all monthly payments equal. The methods used now comply much more closely with the U.S. Treasury department's APRWin calculator which is used by auditors in the State of Missouri. Read the help topic APR Calculation for more information.
17. Added the ability to specify a Semi-Monthly pay period.
18. Added the ability to view the Amortization Schedule when specifying the loan parameters on the New Loan screen.
19. Added a new transaction for selling collateral attached with a loan.
20. Added ability to edit additional loan fields after a loan has been created, such as vehicle information, next letter dates, etc.
21. Updated Operating Summary to give more detailed information.
22. Added several new forms and letters examples.
23. Added several transaction reports to the Operating Summary area, such as Petty Cash, Misc. Receipts, and Non-Cash Credit Detail.
24. Added new Adjusted Fees Report to the transaction report area.
25. Added new Sold Collateral Report to the transaction report area.
26. Changed Security Level for changing the drawer number from trusted level 50 to a level defined in Profile Settings, ID #124.
27. Added right click menus to the View Loans screen.
28. Added ability for high security level to delete work events.
29. Added ability to print the work log and memo fields to Customer Loans & Transactions report under Forms and Letters area.
30. Updated Help File.

Cash Advance Pro 4.86 --- 4-14-07
Note: Updates Version 4.0 or higher to 4.86.
Update after processing End of Day before the first transaction of the next day of business. This update changes the structure of several files. Version 4.86 is not compatible with older files, so if you have multiple locations or multiple client programs which connect to each other's database, plan to upgrade them all at the same time. If you customize your reports, you should back them up before updating. This update will overwrite all of the standard reports. It will not change your contract or receipt templates.

1. Added ability to manage a work history log which automatically date stamps entries made by collectors and account managers. This work log is shown and accessed on the View Loans screen below the customer transactions.
2. Added an audit trail for cash drawer maintenance so that a transaction record of type 201 is posted when a drawer is created or recreated.
3. Fixed a problem with paydown transactions not updating the cash drawer properly under certain situations when money was being posted to court fees and other charges.
4. Modified the End of Day Summary to show other charges in the daily cash flow.
5. Fixed a problem caused by new feature #13 added in 4.85. If an Amount Tendered was not entered, the Cash Drawer was not updating correctly for payments other than cash.
6. Fixed a problem with Non-Cash Credits. In certain situations involving both non-cash credit and payment toward principal in the same transaction, the Non-Cash Credit was being considered as already applied toward moving the paid to date. The net effect of this was that the new balance due was not being decreased by the non-cash credit being given. This is now fixed to work correctly.
7. Updated Help File.

Cash Advance Pro 4.85 --- 3-27-07
Note: Updates Version 4.0 or higher to 4.85.
Update after processing End of Day before the first transaction of the next day of business. This update changes the structure of several files. Version 4.85 is not compatible with older files, so if you have multiple locations or multiple client programs which connect to each other's database, plan to upgrade them all at the same time. If you customize your reports, you should back them up before updating. This update will overwrite all of the standard reports. It will not change your contract or receipt templates.

1. Fixed a problem with Bad Check Customer Name lookups when bad checks were posted at a different store from which the customer originated.
2. Modified Loans Outstanding by Bank Name to have routing number and check number added.
3. Added new profile setting ID #115 to set security level for printing customer reports.
4. Added ability to have a late fee minimum setting, profile setting ID #116.
5. Paydown transaction will now have the held check number default to the currently held check number.
6. Added two profile settings (ID #117 & #118) that give the ability to offer automatic non-cash credits for loans that are not delinquent.
7. Fixed a rounding issue with renewals where sometimes the interest rounded up higher than it should. Rounding has been specialized to keep interest rate lower than previous one.
8. Added Note field to standard bad check reports.
9. Added additional charge fields to loan records. Fees can now be debited to loans through the loan detail screen by clicking on the Adjust Fees button. The new fields are Court Fee, Collection Fee, Repo Fee, Repo Title Fee, and Misc Fee.
10. Added ability to setup default loan settings for title loans and installment loans based upon the security item selected.
11. Added ability to setup a contract list in Profile Settings that will list different contracts on the New Loan screen, allowing the user to select which contract to print for the loan.
12. Fixed a problem with the transaction detail of the operating summary not printing correctly when a user has multiple databases.
13. Changed the way Paydown Loan, Satisfy Loan, and Renew Loan transactions handle check, money order, and EFT/ACH transactions that involve an amount tendered more than the amount applied to the loan. Now the software will calculate a change due and assume that cash is given back for the overage amount of the instrument.
14. Fixed numerous issues with the Satisfy Loan Transaction involving the amount tendered.
15. Modified the receipts to show more detail concerning a payment.
16. Added a new contract for Missouri's 510 installment loans.
17. Modified Petty Cash Report to show lien check amounts.
18. Modified Check Register report to reflect lien checks.
19. Added two new reports to the Forms & Letters area: Loan Payment History & Loan Transaction History. These reports will show a clearer breakdown of the finance fees and principal being paid. Also, the loans associated with a common renewal thread will be picked up together to track the renewal payment history better.
20. Added Print Buttons to the Loan Detail and Transaction Detail screens to allow printing these screens.
21. Added ability to set defaults for different kinds of installment and title loans based upon the security item selected. Access this on the additional options screen under New Loan.
22. The LoanNo Edit on the New Loan Screen now will not allow entering zero or an already existing loan number.
23. Modified the Loan Detail Screen to more accurately reflect paid charges on certain types of paydown loans.
24. Changed paydown next due to be reset based upon paid to date plus one period of the loan.
25. Added a new feature where the software will compare its date with the computer system date and notify the user if the dates do not match. A message will appear upon logging in if the dates do not match and the time is prior to 12:00 noon, asking the user to make sure their date is right. This will help when users forget to close the end of day from the night before.
26. Added ability to select a loan program when setting up a New Loan which has different default loan settings based upon the program name selected. Enable this new feature using Profile ID #119.
27. Added ability to disable the security type selection box using Profile Setting #120.
28. Added ability to disable the next due selection box on paydown loans using Profile Setting #121.
29. Added ability to disable the contract form box using Profile Setting #122.
30. Fixed problem with Loan Reports that failed to retrieve Bank Information from database of combined stores because the bank record was input from another store number.
31. Added two new customer fields: EMail and Co-EMail.
32. Updated the installation program to better support Windows Vista.
33. Changed the default installation directory to work better with Windows Vista.
34. Changed the Help File system to HTML help to work better with Windows Vista.
35. Changed the Active Loans by Name report to show Principal Due instead of the Loan Amount.
36. Updated Help File.

Cash Advance Pro 4.84 --- 9-15-06
Note: Updates Version 4.0 or higher to 4.84.
This update changes the structure of several files. Version 4.84 is not compatible with older files, so if you have multiple locations or multiple client programs which connect to each other's database, plan to upgrade them all at the same time. If you customize your reports, you should back them up before updating. This update will overwrite all of the standard reports. It will not change your contract or receipt templates.

** Please note that if you are using 4.83, we highly recommend you update to 4.84 right away. The 4.84 update fixes several issues reported in version 4.83, especially with bad check transactions.

1. Added the ability to enter notes on transactions. For example, when doing a miscellaneous receipt transaction or petty cash withdrawal, a description may be entered in a note field that describes the transaction in more detail.
2. Several of the standard reports have been modified in various ways, such as adding drawer numbers to various transaction reports, such as miscellaneous receipt and petty cash. The loans outstanding by name has been modified for showing payment amounts for installment loans.
3. Added the ability to filter loan reports by paycheck periods.
4. Changed the Loans Outstanding report with two lines to sort by bank name. It is now called, "Loans Outstanding by Bank Name."
5. Added ability to print checks automatically for the lien fees collected on title loans.
6. Added the non-cash credit amount to the receipt template.
7. Added the ability to print checks when doing a petty cash transaction.
8. Modified the transaction report called "Store Checks Written" to include checks printed at petty cash, check cashing, and lien checks.
9. Added a new transaction report called "Check Register" which show all checks written that would make draws on the bank account. It also will list all bank deposits. This report is meant to assist with reconciling a bank account with transactions processed through Cash Advance Pro.
10. Added a transaction report called Non-Cash Adjustments.
11. Added additional payment types to Miscellaneous Receipts and Petty Cash Withdrawals.
12. Changed the Bank Deposit transaction to record a By Store Number field.
13. Fixed a problem introduced by version 4.83 that would cause some data grids not to track the data properly, which in some situations would make the software unable to print from forms and letters.
14. Fixed a problem introduced with version 4.83 that in some situations would cause problems posting a bad check transaction.
15. Fixed a problem where the cashed check statement would not print on a newly installed system if there were not any loans yet entered into the system.
16. Revamped the way bad checks update loan records so that multiple bad checks may be entered and they properly update the accumulated total of bad checks on the loan record.
17. Enabled bad checks entered for New, Renewed, or Paydown loans not to inflate the balance on the loan record. Only satisfied and other closed loans will have bad check debt reflected on the loan record balance now.
18. Fixed a problem where users deleted the finance fees on Bad Check entries. This resulted in making a null entry for the field, which caused totals on reports using this field also to be null. Now the system will automatically insert a zero when the user deletes the entry.
19. Added a status field to transaction reports that included all bad checks.
20. Added ability to streamline updates for customers managing several databases. An option has been added to the File / Change Database screen which allows saving the alias list. Updates will now read this saved list and process data located in all the alias directories. This makes updates for multiple databases more automatic.
21. Changed the Charge-Off or Void Loan transaction to now be Change Loan Status. Loans may now be moved into a legal status using this transaction. Furthermore, several other statuses have been added, such as Repossession, Bankruptcy, and Difficult. Each of these are closed loan statuses. In addition, a new status called "Hold" has been added for non-performing loans that the user might want to make active again at a later date. A loan on hold allows the loan to keep accruing interest. However, the hold status causes the loan to be moved out of the loan analysis on the operating summary into a special category called On Hold. The new operating summary shows this On Hold status right above "Active Bad Checks" toward the bottom of the loan analysis on page 1. Loans put on hold may be moved at a later date back to their previous status of New, Renewed, or Paydown.
22. Added the ability to enter a checking account balance on the Store Information screen. During End of Day, Cash Advance Pro will adjust this balance based upon the transactions it processes during End of Day.
23. Added the ability to enter a posting date for paydown transactions.
24. Added the ability to print an Amortization Schedule from the Forms and Letters area.
25. Updated the Help File.

Cash Advance Pro 4.83 --- 6-15-06
Note: Updates Version 4.0 or higher to 4.83.
This update changes the structure of some files. Version 4.83 is not compatible with older files, so if you have multiple locations or multiple client programs which connect to each other's database, plan to upgrade them all at the same time. If you customize your reports, you should back them up before updating. This update will overwrite all of the standard reports. It will not change your contract or receipt template.

1. Added ability to reprint the bad check receipt.
2. Added currency type field to the cashed checks transaction report.
3. Added EFT/ACH currency type to Misc. Receipt & Petty Cash transactions.
4. Added ability to tie customer number to Misc. Receipt & Petty Cash transactions.
5. Added ability to Bad Check Transaction to lookup check by customer name.
6. Fixed a problem with Bad Check Transactions. Previously, when the active bad check filter was on, the receipt would not show the correct customer information when the bad check was paid off.
7. Fixed a problem with charge-off transactions. In some situations where paydowns had paid some interest already, the interest amount charged-off was inflated.
8. Added ability to have a late fee maximum amount.
9. Added ability to have a late fee period so that late fees can be assessed daily, weekly, monthly, etc.
10. Enhanced Change Database option to connect more easily and allow specifying different alias names, server names, and server passwords.
11. Enhanced command line parameter passing to software to allow connecting to secure servers with password requirements.
12. Enhanced ability for read only connections to remote servers by eliminating startup error messages when the login user settings are read only.
13. Changed some algorithms used in long term installment loans that will effect how the regular payment is calculated for some types of long term loans. Lenders who are doing long term monthly installment loans are strongly urged not to delay updating to this version.
14. Added an operating summary report with transaction detail grouped by transaction type.
15. Updated Help File.

Cash Advance Pro 4.8 --- 9-8-05
Note: Updates Version 4.0 or higher to 4.8.
This update changes the structure of some files. Version 4.8 is not compatible with older files, so if you have multiple locations or multiple client programs which connect to each other's database, plan to upgrade them all at the same time. If you customize your reports, you should back them up before updating. This update will overwrite all of the standard reports.

1. The Report Builder has been significantly upgraded. The designer now has a Calc Tab which enables the end user to add their own calculations to reports. The scripting language used is called RAP, which is a subset of Borland PASCAL. A "Learn RAP" manual is available for download on our website's support page.
2. Added the ability to output Reports in a number of different file formats, including Excel, Quattro Pro, Lotus, Adobe Acrobat PDF, RTF (RTF stands for Rich Text Format, which is a document file that can be read by Word and numerous other word processors), HTML (web page), XHTML, and a graphic file (JPG format).
3. Added a Reports List feature to the Operating Summaries area. This new feature allows setting up a list of operating summary reports to run as a unit with a single click. The list also may be set to run automatically following End of Day processing. There are numerous options available so that reports can be run directly to the printer without user intervention, or sent to disk in a variety of formats for retrieval by a home office.
4. Added an example of an operating summary report that will list the transaction detail of the days transactions. This report is listed as "End of Day Summary with Transaction Detail" in the Operating Summaries list.
5. Changed the way the Charge-Offs row on the Operating Summary, listed directly under "New Loans," will report its values. Previously, these numbers reflected combined charge-off's of both loans and bad checks. Now the numbers reported here reflect only the Charge Off's for loans.
6. Added an example of an operating summary report that will export a Quick Books import file that will add three journal transactions for receipts, disbursements, and bank deposit.
7. Added a Configure Reports Level to the Profile Settings for more flexible security options. Previously, only level 99 could configure reports.
8. Added ability to print statements for Miscellaneous Receipts. By default, this option is disabled. Enable it in Profile Settings for ID 103.
9. Added ability to print statements for Petty Cash disbursements. By default, this option is disabled. Enable this option in Profile Settings for ID 104.
10. Added ability to filter out inactive bad checks on the bad check transaction list view screen by simply clicking a box.
11. Added a warning if a loan number is entered for a bad check and the loan already has bad check fees due.
12. Added a new loan report called Active Loans by Name.
13. Added ability to select loans in a standard loan report by security item.
14. Updated Help File.

Cash Advance Pro 4.7 --- 6-30-05
Note: Updates Version 4.0 or higher to 4.7.
This update changes the structure of some files. Version 4.7 is not compatible with older files, so if you have multiple locations and multiple client programs, plan to upgrade them all at the same time. If you customize your reports, you should back them up before updating. This update will overwrite many of the standard reports.

1. Added ability to do installment loans.
2. Added ability to set different types of pay periods for installment loans (weekly, biweekly, monthly, and custom periods).
3. Added ability to add vehicle title information to a loan.
4. Added speed buttons for frequently used menu options.
5. Fixed problems with End of Day Reversals for stores other than original store number.
6. Added fields for support of multistore database transactions.
7. Fixed problem with some charge-off fields not being cleared at end of month or end of year.
8. Fixed some problems with outstanding loan amounts for customers not being tracked right.
9. Fixed security problem with menu option for Erase Data.
10. Added additional customer statistic for number of outstanding loans.
11. Added additional outstanding loan report to show second line with bank information.
12. Added Data Manager access from the repair options menu.
13. Added ability to set customer number with low security on Customer Quick Add Form.
14. Fixed an error with Customer Reports when certain parameters were unselected.
15. Updated Help File significantly.

Cash Advance Pro 4.6 --- 9-29-03
Note: Updates Version 4.0 or higher to 4.6.
This is a significant upgrade that changes the structure of many files. Version 4.6 is not compatible with older files, so if you have multiple locations and multiple client programs, plan to upgrade them all at the same time. If you customize your reports, you should back them up before updating. This update will overwrite many of the standard reports.

1. ACH has been further automated for direct communication with ACH Commerce after end of day processing. If you are interested in using ACH, contact us.
2. Added an Amount Tendered field to the transaction file.
3. Added a Profile Setting that allows system to force or not force entry of the Amount Tendered.
4. Added End of Day Summary Fields for splitting up income related and non-income related miscellaneous drawer receipts.
5. Added End of Day Summary Fields for splitting up expense and non-expense related petty cash drawer withdrawals.
6. Added End of Day Summary Fields for voided loans.
7. Added End of Day Summary Fields called recovered fees for reflecting payments to charged off and voided loans as well as charged off bad checks.
8. Added End of Day Summary Fields to break out check cashing revenue.
9. Added breakdown to View / Drawer to show checks cashed information.
10. Added End of Day Summary Field to reflect the number of cash drawers.
11. The End of Day Operating Summary has been expanded to two pages to accommodate the additional information being managed.
12. Two new Operating Summaries have been added: Statement of Revenues and Statement of Receivables.
13. Added ability to customer file to record a bank statement date as well as the number of days to expiration. The system can warn users when bank statements have expired for those states that require this information to be kept current.
14. Added a date selection option to Customer Reports so that the date processed can be any of the following dates: Entered Date, Latest Close Date, Last Changed Date, First Loan Date, Latest Loan Date, Oldest Close Date, Latest Due Date, Statement Date, Promise Date.
15. Modified Paydowns so that if a bad check is entered and the amount of the loan has accrued fees beyond the amount of the bad check, then payments may be posted to the loan before being posted to the bad check. This allows applying payments to the additional interest accrued on the loan before applying it to the bad check.
16. Added ability to check on end of day if any transactions have been posted to help keep employees from accidentally closing out the day twice. The system now will warn that there are no transactions before complying with a request to close the end of day.
17. Added a loan report for voided loans.
18. Bad checks that are charged off will now get a unique transaction code of 14 and will show up in the transaction file as "BadChk ChgOff."
19. Added ability to track bad check charge offs on the Daily End of Day Summary.
20. Changed the way that transactions are posted in multi-store databases. Now, if the store posting a payment is not the originating store, the transaction will get posted for the originating store instead of the store doing the posting.
21. The End of Day Summary has had fields added to track payments posted by another store.
22. The Cash Drawer will keep track of payments posted for transactions recorded at another store.
23. Added ability to have the program shortcut pass a program description as well as an alias to Cash Advance Pro. This allows multiple icons setup on the desktop for multiple databases.
24. The login screen has been optimized for remote access so that it does not reload again if an invalid password is entered.
25. Added ability to erase all customers, loans, transactions, bad checks, and operating summaries so that demo systems may be cleared easily for starting a new system.
26. Added a loan report for "Recovered Charge-Offs" which are Charge-Offs with no balance due.
27. Removed the ability to delete customers from the cash check transaction.
28. Added ability to search for a transaction number in the View / Transaction Log screen.
29. Added ability to search bad checks and also enabled the grid to color the sort column.
30. Added ability to edit Held Check No in the Loan Detail form.
31. Changed the previous renewal number on the Renew Loan Transaction screen to properly reflect the previous renewal number. It was actually showing the current renewal number.
32. Fixed a problem whereby the Charge-off and Void Loan transactions were subtracting the balance of the loan rather than the principle of the loan from the outstanding loans field of the customer record. This sometimes resulted in too much of a deduction and caused the outstanding loans field of the customer record to become inaccurate.
33. Added ability to print archive report files so that reports can be printed to an archive file and then emailed to another location for printing there. This new feature is located under Reports / Archived Files.
34. Added security level for Change Database access. It was set to "trusted employee level" but now has its own setting in the Profile.
35. Added options to the Transaction Reports screen to select "Only For Store" and "Only By Store" type transactions. This will be of interest to multi-store databases.
36. Added the store number to many transaction reports to help identify the store number of the transaction. This is of interest to those with multi-store databases.
37. Updated Help File.

Cash Advance Pro 4.5 --- 7-19-03
Note: Updates Version 3.5 or higher to 4.5.
If you customize your reports, you should back them up before updating. This update will overwrite some of the standard reports.

1. Added EFT/ACH support for payments on bad checks.
2. For better clarity to new users, the label of a button was changed in View / Drawer from "Balance Drawer" to "Adjust Drawer."
3. Added ability to charge a check cashing fee in addition to a percent of the cashed check amount.
4. Added ability to charge a loan fee using a formula. This offers better support to users in Iowa.
5. Added increased ability for blocking multiple loans, and for blocking loans to customers who have bad checks in the system.
6. Changed the way bad checks are charged-off so that now the bad check debt is removed from the loan record.
7. Added ability to set a security level for access to charging-off and voiding loans.
8. Added ability to set a security level for access to renewing a loan.
9. Added ability to set a security level for access to bad check transactions.
10. Added ability to set a security level for access to operating summary.
11. Added ability to set a security level for access to custom reports.
12. Added ability to set a security level for access to non-cash adjustments.
13. Changed security for erasing bad checks, customer records, and bank records to the full access level of 99 instead of the high manager level of 95.
14. Updated Help File.

Cash Advance Pro 4.4 --- 4-5-03
Note: Updates Version 3.5 or higher to 4.4
If you customize your reports, you should back them up before updating. This update will overwrite some of the standard reports.

1. Fixed a problem introduced in previous update that caused some Paydown transactions not to work right if the interest method in the Profile settings was set to simple (S).
2. Added ability to link to website and send email by a click of the mouse on the Help / About screen.
3. Fixed a rounding problem that caused a non-cash adjustment done on some renewals to block doing the renewal unless a penny less was being posted.
4. Fixed a problem with charging-off some loans (if status was New or Renewed) if the interest method was set to simple (S) in the profile settings.
5. Changed Profile Settings so that when it is exited, users must log in again (done for security purposes).
6. Updated Help File.

Cash Advance Pro 4.3 --- 2-22-03
Note: Updates Version 3.5 or higher to 4.3
If you customize your reports, you should back them up before updating. This update will overwrite some of the standard reports.

1. Added support for Electronic Funds Transfer (EFT) / ACH. Loans may be created as an ACH type loan, and payments may be made using EFT/ACH.
2. Added ability to right click on New Loans customer list to give a popup menu that allows either going to the Edit Customer form, or showing the View Loans form which shows all customer loans and transactions.
3. Changed the previous loan status of "Discarded" to "Voided," which is a term more familiar in the industry.
4. In some bank deposit situations of erroneous entries, especially during correction efforts to fix erroneous bank deposit entries, the number of checks or money orders in the drawer could get offset. The bank deposit form has been modified to allow changing the N columns without posting a bank deposit. Simply post the bank deposit with a total of zero but with changes for the N value and the changes will be recorded.
5. Modified Daily Operating Summary to reflect Credit Cards and EFT/ACH in the bank deposit.
6. Corrected a problem with Paydown transactions under certain situations was not paying off interest on subsequent payments, and also some problems with paying down legal status loans. (3-11-03)
7. Changed behavior for Profile Setting of Preview Contract to allow setting the default number of copies. Previously, number of Contracts to Print had to be set to 0 for Preview Contract to allow previewing the contract. (3-18-03)
8. Fixed a problem whereby when a new store number was added when previous stores were already functioning the system would not close end of day. (3-18-03)
9. Store Checks Written on the Operating Summary will now update when a check is cashed using currency type of Check. (3-18-03)
10. Updated Help File

Cash Advance Pro 4.2 --- 2-5-03
Note: Updates Version 3.5 or higher to 4.2
If you customize your reports, you should back them up before updating. This update will overwrite some of the standard reports.

1. Fixed problem where speed button for Profile Settings was not disabled when low security personnel first logged in.
2. Modified Operating Summary Report to include bad check debt in total outstanding figures.
3. Created a new subtotal in the Operating Summary Report that sums the Total Active Loans.
4. Added "Single" as a marital status option.
5. Added feature to have Change Due cleared when going into a new transaction.
6. Added ability to verify bank account number when doing a new loan. See Profile Settings{linkID=180} to enable this feature (under Loans Category).

Cash Advance Pro 4.1 --- 1-29-03
Note: Updates Version 3.5 or higher to 4.1
If you customize your reports, you should back them up before updating. This update will overwrite some of the standard reports.

1. Fixed problem where system required an entry for the Amount Tendered on transactions to Satisfy Loans, Paydown Loans, and Renew Loans. 1-15-03
2. Added ability to change database alias at File / Change Database. 1-16-03
3. Changed behavior of New Loan screen for users who have Profile Settings setup not to change the interest amount when the term is changed. When the loan amount is changed after changing the term, the system will now recalculate the interest due based upon the default loan term rather than using the term entered in the loan length box. This allows the APR to remain unchanged when changing the Loan Amount. 1-16-03
4. Added ability to edit last transaction number of a customer if security level is 99. This allows easily repairing a problem if a customer is mistakenly erased from the system and a transaction reversal is desired.
5. Added Held Check Number to Transaction Report with Names.
6. Added StoreNo to some reports.
7. Fixed a problem whereby paydown transaction under certain situations was incorrectly reporting the check status as being returned to the customer.
8. Added ability to edit held check status on loans if security level is 99.
9. Added two loan reports to group satisfied loans with outstanding balances with active loans. This allows grouping loans with bad checks with loans that are active for collection purposes. In version 4.0, the outstanding loan reports were changed to include these satisfied loans, but this was undesirable for some users, so those reports were changed back to be like they were prior to 4.0 and these two new reports were added.
10. Added a calculated balance field for the loans table so that receipts for paydown loans and satisfied loans can show the balance due on the receipt. The receipt template also was changed to show this balance due.

Cash Advance Pro 4.0 --- 1-13-03
Note: Updates Version 3.5 or higher to 4.0
If you customize your reports, you should back them up before updating. This update will overwrite some of the standard reports.

1. Added ability to save additional forms and letters. Read the help file for instructions.
2. Added ability to cancel loans through a discarded status.
3. Added ability to add various customized operating summaries. Read the help file for instructions.
4. Added ability to select the currency type given to the customer when cashing checks.
5. Added ability to select customer status and mail codes when running customer reports.
6. Added ability to block changing dates on transactions.
7. Added ability to block putting out more than one loan to a customer.
8. Fixed a problem with custom reports new data query not selecting the correct database setting by default and thereby not showing any tables when starting a report query.
9. Changed behavior of pressing the Enter key (carriage return) on most transaction forms so that it will search for the search string rather than post the transaction.
10. Added ability to enter the amount tendered and show change due to customer.
11. Added an easier way to change which database is connected.
12. Added a debit memo number entry when doing miscellaneous receipts.
13. Added statistics to loan detail form to show the fees collected to date and what percent of the original loan amount it represents.
14. Added a customer report to group by advertising source.
15. Changed loan report "Customer Checks Held" to sort by due date.
16. Added several new customer reports.
17. Added ability on bad check reports to specify date range for numerous types of dates.
18. Added ability to filter most reports by Store Number by checking a box.
19. Changed rounding behavior so that the APR specified for a loan range will round down in calculations so that the APR will more exactly represent the maximum APR.
20. Added ability to restrict Paydown transaction to high manager level or full access level. Use Profile Settings to specify.
21. Added ability to specify the minimum amount to principal on renewals as an amount rather than as a percent. Use Profile Settings to set this behavior.
22. Changed behavior of User Setup so that when leaving the form, user must log back in the system.
23. Added save buttons to numerous forms, such as Profile Settings.
24. Added ability to sort Profile Settings on category or id.
25. Added new labels to transaction detail form to show more clearly the available information on the transaction when it is a non-account transaction, such as EOD.
26. Changed the way Satisfied Outstanding and Loans Outstanding Reports run so that loans with bad checks will show up in them.
27. Changed Profile Settings to full access level. This was necessitated from several changes to the profile settings.
28. Fixed problem with charge-off loans always changing the drawer to show the check was returned. Now it will look at the status of the loan and not change the drawer if the check was already returned before being charged-off.
29. Added CustNo to Loans Outstanding by Due Date report.
30. Fixed a problem with the calculator on the late fee on Paydown transaction not inserting its value correctly when the equal sign was clicked.
31. Added ability to view other cash drawers for employees with a trusted security level.
32. Updated Help File.

Spacer Graphic
Spacer Graphic
Spacer Graphic

Bestware Inc.
431 NE 1st Street
Crystal River, FL 34429
(352) 564-1512
www.BestwareInc.com

Info@BestwareInc.com

Spacer Graphic
Spacer Graphic
Spacer Graphic
Spacer Graphic
© 2009 Bestware Inc. - All Rights Reserved.
Spacer Graphic
Spacer Graphic
Spacer Graphic